Real cash back · not points

Get paid to spend the way you already do.

Earn real cash back at partner merchants, stack it on gift cards, and cash out straight to your MidPay balance. No points, no gimmicks — just money back.

Up to 10% back
Instant to MidPay
No annual fee

How SNCashback works

Three steps, then the cash back just adds up.

Join free

Sign up in seconds and link it to your MidPay account — no fees, no catch.

Spend as usual

Shop partner merchants and buy gift cards through SNCashback to earn back automatically.

Cash out

Your cash back lands in your MidPay balance — spend it, save it, or send it.

Ways to earn

Stack cash back across everything you already buy.

Partner merchants

Earn cash back at a growing network of local and online stores.

2–10%

Gift cards

Buy gift cards through SNCashback and earn on every dollar loaded.

up to 8%

Refer friends

Invite friends and earn a bonus when they make their first purchase.

$10 each

Start turning spending into cash back.

Free to join, instant payouts to MidPay, and the more you spend the way you already do, the more you earn back.

Create your account